Find out how much money you can get, fast and easy as Steps 1-2-3
Step 1–Apply online
To be eligible for the $3,000 loan amount, your expected Federal refund less authorized fees must be at least $4,000. An Easy Advance (EA) is a loan secured by and paid back with your tax refund and is offered by Republic Bank & Trust Company, member FDIC, to eligible taxpayers.
Loan options are based on your expected Federal refund less authorized fees. If approved for an EA, a Finance Charge will apply. Loan is subject to underwriting and approval. EA proceeds are typically available within 24 hours of IRS acceptance of tax return or within 24 hours for those filing before the IRS start date; however, if direct deposit is selected, it may take additional time for your financial institution to post the funds to your account. Visit your tax preparer to learn about the cost and timing of all filing and product options.
Available with preparation of 2020 federal tax return through Feb. 28, 2021.
More than 20 million American taxpayers applied for tax refund financial products in 2017 on financial products that are based on their anticipated tax refund, according to the National Consumer Law Center.
Tax-time financial products, typically offered by banks and made available by providers of tax preparation services, include refund advances and refund anticipation loans (credit products) and refund transfers (deposit product).
In fiscal year 2017, the Internal Revenue Service (IRS) processed more than 150 million individual federal income tax returns, and issued almost 120 million refunds totaling almost $383 billion, according to IRS.