Unlocking the Door A Guide for First-Time Home Buyers, Low Income Home Buyers

When it comes to navigating the complex world of real estate, buyers often seek guidance from realtors and lenders.

Homeownership is a symbol of stability, wealth creation, and a sense of belonging. However, for African Americans and Hispanics in Fresno, California, the dream of homeownership often remains elusive. This book aims to shed light on the specific barriers these communities face and explore potential strategies to overcome them.

To understand the present-day challenges, it is essential to acknowledge the historical context that has shaped homeownership disparities among African Americans and Hispanics. Discriminatory practices such as redlining, restrictive covenants, and unequal access to financial resources have had lasting impacts on these communities’ ability to accumulate wealth and become homeowners.